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Litda Phu had a dream to create an insurance company that wasn't what she dealt with every day. Working closly with many of the largest names in the insurance industry Litda Phu should be your insurance agent of choice to protect your house, car, life, and anything else precious to you.


 Litda Phu and Beyond Your Insurance

  In law and economics, insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance policy. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management , the practice of appraising and controlling risk, has evolved as a discrete field of study and practice. The transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate (indemnify ) the insured in the case of a large, possibly devastating loss. The insured receives a contract called the insurance policy which details the conditions and circumstances under which the insured will be compensated.

Regardless of your insurance needs you can now have one sourse for Health, Life, Persoanl, House, Auto, Business and many others by simply calling Litda Phu @ 714-588-3952. (And tell her Guilty Pleasures Tattoo Sent you.)

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